Episode 210: The Money Mistakes Families Keep Making (and How to Fix Them) with Joel Miller
Are you accidentally making the same money mistakes that keep families stuck in cycles of stress and overwhelm?
In this episode of Stress-Free SOULutions, financial planner Joel Miller shares the most common money mistakes he sees families make and the simple steps to fix them. From skipping emergency funds to struggling with saving for both kids and retirement, Joel reveals why financial literacy matters at every age and how to break free from the overwhelm.
You’ll also hear Joel’s personal story of unexpectedly entering the finance world, building a firm that puts families first, and the lessons he’s teaching his own children about work, money, and values.
This is your chance to learn how to stop stressing about money and start building confidence in your financial decisions, one small step at a time.
✨ What You’ll Learn
• The top money mistakes families make without realizing it
• Why financial literacy is like learning a new language
• How to balance saving for kids’ education and retirement
• The role of an emergency fund in reducing stress
• Simple money lessons you can start teaching your kids now
• How stress can shift from being a burden to being a motivator
⏱ Episode Highlights
02:15 How Joel stumbled into finance
05:00 Why money feels like a foreign language for so many
08:00 Common myths that hold families back
10:00 The double challenge of saving for kids and retirement
13:00 The money lessons Joel teaches his kids
18:00 Why traditional financial planning leaves families confused
22:00 The importance of fiduciary and fee-only planning
24:00 How to spot money stress in your own life
28:00 The one tool every family needs for peace of mind
31:00 How stress can be turned into a strength
32:00 How to connect with Joel Miller and Flames Financial Planning
📲 Connect with Joel Miller
Learn more about Joel’s membership-based financial planning at Flames Financial Planning → https://www.flamesfp.com/
Follow Joel on LinkedIn & Instagram → https://www.linkedin.com/in/joelmillerflamesfp/ https://www.instagram.com/joel.miller.finance/
Reach out directly to explore how Joel can support your family’s financial peace of mind.
🎧 Press play to learn how to reduce money stress, build confidence, and start fixing common financial mistakes today.
